Virtual Loan and Advance Salary Software with Hoshi HRMS

Hoshi's Virtual Loan and Advance Salary software enables the customization of loan eligibility and employment settings according to an individual's loan policy. Configure the loan eligibility criteria based on the salary of an employee and the duration of their employment with the organization.

The loan dashboard maintains transparency among the HR teams and employees by enabling them to manage and track every transaction. Employees can request loans which are then reviewed and approved using the Virtual payroll advance software

Hoshi allows detailed loan tracking from disbursement to EMIs tracking to provide complete clarity in the transactions. HR teams can track every employee's loan details perfectly.

Calculate EMIs and administer the loan using HR loan management software. HR loan management software allows auto calculation of the EMI by using the saved settings provided by the software.

Utilize Hoshi's Virtual Payroll Advance software to configure interest rates and let it handle the calculations for you. Adjust interest rate calculations at any point during the loan tenure as needed

Get your loan disbursed through Hoshi's Virtual Payroll Advance software after a precise approval process. The loan is disbursed after a precise approval process, which is then linked with the payroll module.